MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Floor Plans

ManufacturedModularMH Advantage

Grand Manor / 6013

Built by: KIT Custom Homebuilders
3
2.5
2756 ft²
40'0" x 70'8"
We are adding another home to the family of the Grand Manor series. The model 6013 offers 2756 square feet of living space...
ManufacturedModularMH Advantage

Cedar Canyon LS / 2032-2

Built by: KIT Custom Homebuilders
3
2
1280 ft²
26'8" x 56'0"
Cedar Canyon LS 2032-2 3 Bdr / 2 Bath / 1280 sqft. - Home has great snack bar from kitchen into dining room. Large living ...
ManufacturedModularMH Advantage

Pinehurst / 2510-2

Built by: KIT Custom Homebuilders
3
2
2832 ft²
40'0" x 70'0"
3 Bdr / 2 Bath / 2832 sqft. - This Pinehurst 2510 offers 2832 square feet of living space with the added versatility of be...
ManufacturedModularMH Advantage

Pinehurst / 2504-2

Built by: KIT Custom Homebuilders
3
2
1494 ft²
26'8" x 56'0"
Pinehurst 2504 - 3 Bdr / 2 Bath / 1494 sqft. - Home is a three bedroom with large closets in each bedroom. Offers a choice...
ManufacturedModularMH Advantage

Cedar Canyon LS / 2083 V2

Built by: KIT Custom Homebuilders
3
2
1947 ft²
29'6" x 66'0"
Cedar Canyon 2083 LS V2 - 3 Bdr / 2 Bath / 1,947 sqft. - Skillfully and beautifully designed by Kit Custom Homebuilders fe...
ManufacturedModularMH Advantage

Pinehurst / 2502 V2

Built by: KIT Custom Homebuilders
3
2
1280 ft²
26'8" x 48'0"
2502 V2
ManufacturedModularMH Advantage

Pinehurst / 2506 V2

Built by: KIT Custom Homebuilders
4
2
2163 ft²
29'6" x 73'4"
2506 V2
ManufacturedModularMH Advantage

Cedar Canyon / 2001

Built by: KIT Custom Homebuilders
2
1
1014 ft²
26'8" x 38'0"
Cedar Canyon 2001 - 2 Bdr / 1 Bath - 1014 sqft. - Perfect for those looking to downsize, just starting out or considering ...
ManufacturedModularMH Advantage

Cedar Canyon / 2003

Built by: KIT Custom Homebuilders
3
2
1067 ft²
26'8" x 40'0"
Cedar Canyon 2003 - 3 Bdr / 2 Bath / 1067 sqft. - Big things come in small packages! This home has a separate utility room...
ManufacturedModularMH Advantage

Cedar Canyon / 2005

Built by: KIT Custom Homebuilders
3
2
1387 ft²
26'8" x 52'0"
Cedar Canyon 2005 - 3 Bdr / 2 Bath / 1387 sqft. - Great kitchen with sink in island with views through the many windows in...
ManufacturedModularMH Advantage

Cedar Canyon / 2016

Built by: KIT Custom Homebuilders
3
2
1600 ft²
26'8" x 60'0"
Cedar Canyon 2016 - 3 Bdr / 2 Bath / 1600 sqft. - Great living room that also provides option for a 4th bedroom. Utility r...
ManufacturedModularMH Advantage

Cedar Canyon / 2043

Built by: KIT Custom Homebuilders
3
2
1961 ft²
29'6" x 66'8"
3 Bdr / 2 Bath / 1961 sqft. - Huge living room with guest closet and linen closet behind it. Utility room with large walk ...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Eastern Oregon Home Center reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.